Dear Dr. Obvious,
I live in a $2.5 million, 4000 square foot house. I have a nanny to take care of my children, my cooking and my cleaning. I have a gardener to take care of my immaculate three-acre yard, and a plow man to clear my quarter-mile driveway for me. My kids have cell phones, a swimming pool and a pool boy to take care of it. I wear Armani, Ralph Lauren and Anne Klein. I drive a Volvo SUV and a convertible. I love to go on ski jaunts and I am a regular on the Westchester and Hamptons cocktail party circuits. I’m just holding on. How can I possibly squeak by on an income of $300,000 a year?