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Kiva Frowns but we Smile when Microloans Default

For every sweatshop-free t-shirt we sell at Skreened, we set aside a dollar to donate to some form of economic development for the poor people living overseas. Initially, we participated in microloans under the Kiva system, thinking that the non-profit’s loans must be generously giving people a hand up to a better life. But then [...]

Zero Interest Microloan to Jose Antonio Molina Pineda

Since we found out that Kiva’s international microloan partners were charging usurious annual interest and fee rates of often more than 50% and sometimes more than 100%, we halted our donations to Kiva and started issuing plain old micro-grants to international charities instead.

But we still have a balance at Kiva as those old micro-loans [...]