Subscribe to Irregular Times via Email

Enter your email address to subscribe to Irregular Times and receive notifications of new posts by email.

Join 840 other subscribers

Zero Interest Microloan to Jose Antonio Molina Pineda

Since we found out that Kiva’s international microloan partners were charging usurious annual interest and fee rates of often more than 50% and sometimes more than 100%, we halted our donations to Kiva and started issuing plain old micro-grants to international charities instead.

But we still have a balance at Kiva as those old micro-loans […]

Interest-Free International Microloan: Carmen Magdalena Mathews Wilson of Nicaragua

For every sweatshop-free t-shirt we sell at Skreened, we set aside a dollar to donate in aid in overseas economic development. Initially, we participated in microloans under the Kiva system, but after we found out that Kiva imposes back-breaking interest and fees on almost all of its borrowers, we shifted our giving to grants without […]