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Zero Interest Microloan to Jose Antonio Molina Pineda

Since we found out that Kiva’s international microloan partners were charging usurious annual interest and fee rates of often more than 50% and sometimes more than 100%, we halted our donations to Kiva and started issuing plain old micro-grants to international charities instead.

But we still have a balance at Kiva as those old micro-loans […]

Interest-Free International Microloan: Carmen Magdalena Mathews Wilson of Nicaragua

For every sweatshop-free t-shirt we sell at Skreened, we set aside a dollar to donate in aid in overseas economic development. Initially, we participated in microloans under the Kiva system, but after we found out that Kiva imposes back-breaking interest and fees on almost all of its borrowers, we shifted our giving to grants without […]